Dec 1, 2018 · Re: Amex Blacklisted yet pre-qualify. Its possible that you've been removed from the blacklist. The only way to find out for sure it to apply for one of the pre-approved cards. If you're still on the blacklist it will be an automatic denial with no hard pull/inquiry. Message 4 of 10. 1 Kudo.Capital One Auto Navigator - denied. Hi. I was just declined by Capital One Auto Navigator for pre-qualification. My scores are in the 715 to 720 range, a bit up from my sig. Current balances are $0 to $300 with a single home loan payment of $3,500 and income at $150,000, same employer 7+ years. Inquiries are in the table below.What national credit unions that offer pre qualify credit cards? These would be the one who take anywhere in the US. - 5940255 - 7. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; Log In Log Out; ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...So apparently Discover has two prequalify links one that only asks for name and last 4 and one that wants all info. Which is valid and does - 6033610On the upside, it's good to have the SP pre-qualification option so that you can shop around and use HPs when needed. Message 2 of 2. 2 Kudos. All forum topics. Previous Topic. Next Topic. Top. I included several Citi retail cards in BK in 2019 and I think it is several years before I can get back in. HD pre-qualify is always - 6345836.You and @M_Smart007 could find that elusive 4th card and break the $80K threshold. Clicked on loan credit card section on the site in middle of page clicked prequalify, logged in and then it gave me 5 cards. I already - 5998709 - 3.Hockeypnc1. Established Contributor. 02-24-2019 04:33 PM. Kohls charge prequalify and then wait 30 days? Was browsing kohls.com and saw a pre-qualify button with no impact to credit score. I prequalified and was invited to apply. Applied and got a note that more info would be coming in the mail within 30 days.Re: How reliable is Wayfair pre-approval ? I did SCT about 3 weeks ago. Instant SP approval for $3500 SL. On a lark I hit the CLI button a week ago and they added another $800 on (total CL of $4300). Prices are good. Customer service is outstanding.And here are details for the credit card we will send you, once your information has been validated.*. Credit Card Approval Details. Card Type: Visa Platinum-Advantage Rewards. Approved Credit Limit: $20,000.00. Approved Rate: 9.400% APR**. Minimum Payment: 2% of your total balance, or $25, whichever is greater.I saw the pre-qualify tool, put a temporary thaw on my credit reports and gave it a go for the Gold Card offer of 0% for 15 mos on a BT with a 3% fee. It said prequalified for $10K @ 17.99%, so I pulled the trigger and was approved for exactly that. DH decided to also try and got a pre-approval for $15K @ 17.99% which turned into an approval.Re: cap1 prequalify experience. @FireMedic1 wrote: Take it with a grain of salt. cap1 is all over the pace. I had 2 starter bucket cards for over a year. Then went and cold apped for the QS as the first non-bucket card. There many with larger files and scores and still get the secured pop up. Its 50/50 and the triple pull.Re: Wells Fargo Credit Card Data Points Needed for Approval. @Remedios wrote: I have two cards, Propel and Active Cash. No other "relationship" with WF. Both were instant approvals, first one for $12,000.00, second one $18,000. First application, Fico a wee bit over 800. Very low (unplanned) utilization, I believe only two cards were reporting.PenFed has been updating their site recently and today I noticed that you can now pre qualify (non members or members) on their credit card website without affecting your credit score (soft pull). I tried it out but it's not working yet. Hopefully it will be soon but wanted to share with everyone. >. Rewards cards.The AmEx prequal is actually a very solid one unless you have extenuating reported information. The short version is go for it and be careful at which merchants you use it. TU:836 07/20/23 Bank of America--EX: 841 08/23/23 Experian--EQ:832 08/21/23 myFICO--Gardening since N/A. Active:Hello all! So I was on the American Express website a few min. Ago and I decided to check to see if I pre qualified for a card. It says 'Good news ***** ******, you are successfully pre qualified for the following card offers exclusively by American Express. " the blue cash every day, the green card...Re: Home Depot PreQualify. I would think you could have two. You can have two of most major cards. It may depend on how long ago you opened your current card though. All of this is speculation though, as I don’t know for sure. Only one way to find out! Discover It: 21.5k. Amex Cash Magnet: 18k. Fidelity Visa: 16.5k.Re: Oh Discover - 'Denied' prequalified offers. @marmaladepie wrote: LOL. Used prequalify link to see if there were any offers. They SP Experian. 813 score, 6% util. Thank you for your interest in Discover®. Unfortunately, at this time we are not able to provide you an offer due to the following: TOO MANY BANK REVOLVING TRADES OPENED IN THE ...Re: NASA FEDERAL CU DENIED AFTER PRE QUALIFY. They denied me also after a prequal. The used my experian mortgage score which is 675. I was under the impression that they used the Fico 8 score (my Fico 8 is 737). @Anonymous wrote: Did the NASA pre qualify tool and it came back with good rates and SL. Applied and it went pending.1- Which cards out there do soft pull credit pre-approvals. 2- Have good starting limits. 3- soft pull CLIs. I haven't got a card in a couple years and my overall utilization is pretty good. I pay in full every month, but want that lower utilization % so I can keep my credit score climbing- currently around 822.My 341 meeting was today, discharge is expected to be some time in April. So far I'm only showing preapprovals for: CreditKarma: Mission Lane secured Visa Capital One Platinum secured Capital One Quicksilver secured Cash rewards Opensky Secured Credit Visa First Progress Platinum Prestige master...Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Use the credit card finder and apply online.You can have a prequalification or preapproval and still be denied. Question I go to Amex preapproval site from time to time. I always get message that No cards are a match for me. I figured I would try - 6299998.Get ratings and reviews for the top 10 foundation companies in Columbus, OH. Helping you find the best foundation companies for the job. Expert Advice On Improving Your Home All Pr...Re: Capital One prequalify me then declined for fraud alert! Yes it was hard inquiry amd seen it on all 3 bureaus. I had to send in my DL and SS card to prove that it was me and then got the alaert removed thank god. I pulled the trigger again for Cap One Platinum and was approved for $300!Visit the American Express website and select the card you want to apply for. Click on Apply Now and fill out the form with your personal information. Click on Continue to Terms at the bottom of ...Are you in need of a bill counting machine? Check these out to make counting your cash much more efficient and less time-consuming for your business. If you buy something through o...T. ROWE PRICE DYNAMIC GLOBAL BOND TRUST - Z- Performance charts including intraday, historical charts and prices and keydata. Indices Commodities Currencies StocksRe: Penfed Personal Loan Prequalify Tool They WILL absolutely require PoI if your income doesn't match what Equifax (The Work Number) has listed for you. They MAY ask for PoI if your company doesn't use a service that reports to such.If you find a card on the Amex site, press apply and see this language, very, very, very likely will be a denial. "Applying to expand your membership with us is easy". If it says you are "Pre-approved" you will very likely be approved. Message 2 of 4. 0 Kudos.I just applied for the Patelco Visa Gold and was approved, but with the conditions: Credit Card - Visa Gold Var ($5,000 - $25,000) A signed Patelco loan application is required prior to final approval. Credit Card - Visa Gold Var ($5,000 - $25,000) Close Patelco Visa Classic/Visa Gold and transfer balance, if any.Re: Citi Pre Selected Loan. @ryder32244 wrote: Hi all, My wife recieved a mailer that she was "Preselected to apply for a laon up to 23k. The intrest rate says no greater than X. Curious as to what "Preselected" in Citi terms mean. I also have a few Citi Cards, but when I log in I dont have the same offer, so I dont think its an "everyone" type ...There are a solid 13 to 14 different banks on this list -multiple cards offered by Comenity and Citi. Dell Financial is backed by Web Bank. No reason for anyone to waste hard pull inquiries especially if you are in the rebuilding stage - If a soft pull does not bring up an offer, check another bank out before you waste a hard pull - Most of you ...Good afternoon! So, things have been going pretty well in my credit world. So, I decided to see what my two "goals" credit card companies might have via their pre-qualify web sites. Chase has nothing for me. Not a surprise. They never have (with "never" being defined by "the last 12 months")....My 341 meeting was today, discharge is expected to be some time in April. So far I'm only showing preapprovals for: CreditKarma: Mission Lane secured Visa Capital One Platinum secured Capital One Quicksilver secured Cash rewards Opensky Secured Credit Visa First Progress Platinum Prestige master...Top. So I just got instant approval for the Sephora store card and I don't think they did a hard pull. They only ask for your last 4 and I - 5679465.How reliable are these qualifications? Credit score that they checked was 790 and 789. They ended saying they're not able to prequalify - 6274647 - 2Updated 11/23/2021. Truist [BBT] now has there prequal tool working. Go to home page, click on credit cards tab at top of screen then click prequal on right of screen. I have 2 …I periodically checked US Bank for prequals hoping one would pop up for the Altitude Reserve. But, as of a few days ago the links are no - 5602838I just applied for the Patelco Visa Gold and was approved, but with the conditions: Credit Card - Visa Gold Var ($5,000 - $25,000) A signed Patelco loan application is required prior to final approval. Credit Card - Visa Gold Var ($5,000 - $25,000) Close Patelco Visa Classic/Visa Gold and transfer balance, if any.I was at Sam's the other day, and I was pre-approved at the register. Answered all the questions and was approved for the Sam's Discover with $2500. So far no HP for the acceptance. Go for it, I'm sure you'll be fine. 01/06/2015 Walmart TU 726. 01/06/2015MyFico EQ 705. 01/10/2014 USAA FAKO EX 728, EQ 728, TU 728.Credit One is a predatory lender, and one of their staple gimmicks is sending pre-approval notices in the mail and online that say "Up to $2,000". Technically, $50 falls within "up to $2,000." So yes, it is clickbait, however that doesn't mean it's impossible to get a $2,000 limit.Was just messing around with pre qualifiers and had a pre qualified offer for the chase Amazon rewards prime visa. Had a single APR no ranges I know that's usually a good sign. anyway, my question is how reliable is chase's pre qualify? My credit isn't strong it's at 630-660 across all three and I'm not looking to add any inquiries for no reason.To see if you're prequalified for an additional Amex card. (1) Click on the card you're interested in and then click on the "Apply now" button. (2) You should see either one of two statements (a) , MrMacintosh, You're pre-approved, or (b) Applying to expand your membership with us is easy. Obviously, if you see the first statement you're pre ...Re: Capital one prequalify tool. This is very strange considering i burned cap 1 in my bk7 for 5k two years ago and now i have 3 cards from cap 1 with a combined limit of 6300 and i make a fraction of what i did when i was working. { BK7 DC 12/2019 } target 1300/ kohls 3000/ discover IT cb 5500 / 2nd discover IT cb 6000/mercury 4100 / …The cash back is ok only if you redeem points and transfer into a Fidelity account. If you actually ask for a check, you get a 33% or 50% reduction in points to cash relative to redeeming into an account. A score of 700 or above should be sufficient if you have accounts at Fidelity. In addition to score, some credit history is important as well ...Approved for BC with a $1,400 SL and 18.24% APR. 8/17 - At about 35% UTIL overall and 30% on AMEX BC Experian FICO 8 - 675. Requested 3X CLI instant approval, new CL $4,200. 2/18 - At about 35% UTIL overall and 30% on AMEX BC Experian FICO 8 - 712. Requested 3X CLI instant approval, new CL $12,600.Capital One, Chase, Discovery, Citi, BoA, US Bank, and others all have pre-qual pages on their websites, where you can check your offers (all SP). Some of these …Jun 29, 2021 · NFCU Pre-Qualify. So I decided to check the pre-qualify page at NFCU tonight to see if anything had changed recently. When I first applied back on May 21st, it told me that I only qualified for a secured card. I applied for a regular Go Rewards card anyway and it was approved with just a $700 credit limit.They're offering you your choice of card, note that the Platinum Rewards has a mininum SL of $5K. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850 FICO 9 (EX) 850 (TU) 850 (EQ) 850 $1M+ club Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion. Message 2 of 21. 7 Kudos.So if you earn 120k you can get around 480k mortgage. But then you need to worry about your backend ratio, FHA maxes out at like 55 percent. So if you use the full 33 percent in the front you got 22 percent for the backend. This is for your student loans, credit card payments and the student loans. So do your own math, and pull your scores here.Re: CHASE PRE-QUALIFIED. Hello and welcome to the forums! A solid APR is a good indicator of approval. It is always a YMMV situation with any preapproval and is never guaranteed, unfortunately. The reason your APR changed is due to federal prime rate dropping a full percentage point on 3/16; any cards with variable APR just went down a point ...Re: PENFED PRE QUALIFY CARD LINK. Penfed does instant approvals but they also do approvals after review. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850 FICO 9 (EX) 850 (TU) 850 (EQ) 850 $1M+ club Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion. Message 5 of 52.So I just joined Navy Fed about 2 weeks ago from an invitation from my gf and we decided to apply for a joint mortage. We applied for $469k based on a house we have been looking at. They used my middle mortage score of 738 Experian, her middle score is 749 Equifax. Based on our income our loan officer was comfortable giving us a max $500k, 0 Down.Re: Wells Fargo Credit Card Data Points Needed for Approval. @Remedios wrote: I have two cards, Propel and Active Cash. No other "relationship" with WF. Both were instant approvals, first one for $12,000.00, second one $18,000. First application, Fico a wee bit over 800. Very low (unplanned) utilization, I believe only two cards were reporting.Re: Lowes credit card. I did the same thing yesterday and got the same message. Called them (8004800186) and had to verify who I was. Once verified got approved for $4500. Then called the customer relations number 877-379-8173 (Overseas) and asked for increase to 30k as I am doing home repairs and they bumped the SL to 17k.Re: Pre-qualify chances w/ frozen credit report after amex c/o PIF. Not sure about the prequal working when your report is frozen, but I will say that if you only just paid the CO less than two weeks ago, it's far too early for it to have been processed and everything updated. At the very least I'd give it 30 days, if not 60 days.Conversely there probably aren't many data points tied to outcomes after a true directed preapproval like that which you requested but if it were me and I got a positive response from your request I'd probably go ahead and pull the trigger. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850. FICO 9 (EX) 850 (TU) 850 (EQ) 850.I was NOT pre-qualified with the following stats: -10 year Chase checking/savings customer. -788 EX Fico 8/ 808 EX Bankcard 8, 760 TU, but CH13 still showing on Equifax ( should drop off Dec 2, 2021), EQ 734. - 6 open cards, 2 yr mortgage, student loans, zero baddies other than CH13 on EQ. - AmEx Gold, Citi Costco $10k, Cap 1 $5k, Discover IT ...Thanks for any info on these questions. My Wallet - Cap1 Visa Signature $13k, Chase Saphire Prefered $13.5k, Well's Fargo Rewards $10k, Cap1 Quicksilver MC $6.5k, Cap1 Quicksilver V $4k, Chase Freedom $9k, Discover IT $7.5k, Amex BCE $34k, Amazon/Chase $2.5k,PenFed V $10.5k, Amex Green. EQ 810 (Fico), EX 806 (Fico), TU 815 (Fico) Message 1 of 2.You should be good if you're pre-qualified and especially if your score is above 670, but ppl have qualified with lower scores. Starting Score:=11-20-18 EQ: 640 TU: 492 EX: 621 Current Score:=03-02-21 EQ: 657 TU: 682 EX: 689 ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks ...Nov 9, 2017 · I've been checking the Chase pre-qualify site weekly for a month. Finally I got the green light, and like FadedIdea, I had 4 offers so I went for it. After bracing myself for a super low limit or even a denial. I received a approval for $3500. My mouth hit the floor, this is my highest so far. I have a card through my CU with a 2000 limit.The lowest I saw on Credit Pulls was 1k in 13' and 1.6k in 14'. There were a couple $600 in 07' or 08' for the HSBC store card. My hope is to get the WEMC but you have to apply for the store card first. I was approved for 4000 which seems incredbily low, but upon - 4594773.I went ahead and did the Capital One Auto Navigator pre-qualification (the dealership where I serviced the car with the blown engine participates). To my surprise given my mediocre scores, they pre-qualified me with APRs ranging from 3.89-5.03%, depending on which vehicle I'm modeling.May 5, 2016 · If not then you can move some of your CL from your other card to this card to make it useable if they are unwilling to give you an increase. 866-408-4064. Was shopping on the LL Bean website yesterday morning completely not thinking about credit. When I went to check out a pop-up came up - 4579762.. Re: Amex Pre-Qualify. You should be good if you're pre-qualifieSaw it posted here that HSBC had a site that one A more rewarding card for everyday purchases. See if you prequalify*. The more you use it, the more you get back. Everyday purchases are more rewarding with Fortiva. You'll earn 3% Cash Back Rewards on gas, grocery purchases, and utility bill payments, plus 1% Cash Back Rewards on all other eligible purchases.**. 3.May 29, 2017 · I went their site and filled out the prequalify section and was given this. John.... we recommend BankAmericard credit card.... Is this - 4625824 - 2 @Moni209, is the pre qualify a solid APR one numbe Oct 15, 2019 · BB&T Bright Credit Card Approval - From Prequalify. First time prequalify screen showed i am pre approved for all three bb&t cards (though i already have 2 of them). It also showed 20K miles for the travel card. Not sure they award the sign up bonus again if i have the card already. Anyway applied for Bright card which is like 0% interest for ... The Bottom Line. Getting prequalified for a mort...
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